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About the company
Paytm is an Indian fintech company offering digital payments, mobile wallets, banking, insurance, and financial services. It also operates a payment gateway and supports UPI, recharge, and e-commerce transactions.
For more info: 🔗 Visit Official Paytm Website
Do check below for Exciting Internships, Fresher & Experienced Roles at Paytm
💼Credit Risk Analyst — Noida ((NEW))
Paytm is hiring an Credit Risk Analyst for the Noida location. Please read the complete information carefully and apply if you are eligible.
Eligibility Criteria :
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Qualification: B.Tech- NIT/BITS or any other reputed institutions -
Experience: 0 - 3 Years -
Skills: SQL, Python, for data analysis and manipulation
Responsibilities:
- Analyze credit risk across various products, including merchant and personal loans.
- Liaison with the business team to understand the credit risk policies and implement the same on platform.
- Implement the credit risk policies on our proprietary platform
- Monitor performance of credit risk policies. Share feedback with Product and Policy team what’s working well and what needs improvement
- Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
- Conduct testing and scenario analysis to measure policy resilience.
- Monitor key risk indicators (KRIs) and provide actionable insights to management.
- Ensure compliance with regulatory guidelines and internal risk policies.
- Collaborate with product and technology teams to integrate risk-based decision-making into lending processes.
Required skills:
- 0-3 years of experience, preferably in a fintech or banking environment.
- Proficiency in SQL, Python, for data analysis and manipulation.
- Excellent analytical, problem-solving, and communication skills.
- Ability to work in a fast-paced, dynamic environment and collaborate across teams.
- Education qualification: B.Tech- NIT/BITS or any other reputed institutions
Stipend: ₹8LPA – ₹16LPA (Glassdoor)
⚠️ Note: If the link is expired, the opportunity is closed or disabled by the company. Check for other opportunities.
